Mark’s son Chase and his college roommates showing off their new home sweet home, covered with Renters Insurance through Farmers
Add Renters Insurance to Your Back to School Shopping List
As a new academic year begins, students and parents purchase backpacks, clothes, and supplies for the upcoming year.
For college students, don’t forget to add Renters Insurance to your list!
Renters Insurance through Farmers offers you complete coverage as if you are a homeowner.
Here are some situations where your Renters policy would cover you and your possessions:
- A burglar breaks in and steals your laptop
- You leave your trombone in your car after your music lesson and someone steals it
- Your friend trips and falls in your home requiring them to go to the hospital
- There is a natural disaster and your home is not safe to occupy
Examples of items covered in a Renters policy:
- musical instruments
Some landlords require their tenants to have Renters Insurance and Farmers offers a competitive opportunity for liability coverage. Renters Insurance is more affordable than you think! It insures your belongings for less than $20 a month.
It’s surprising to me as an Insurance Agent that many people don’t take advantage of this very simple, low cost coverage. Statistically, only 23% of people that rent have Renters Insurance.
Even if you don’t own the property where you are living it is still your home. Make sure you are covered and feel free to call us to find out how to set up this affordable coverage for you!
Farmers Insurance, Renters Insurance, 2017. https://www.farmers.com/renters/
Captions for video:
“Today we’re going to talk about renters insurance. It’s surprising to me as an insurance agent that people don’t take advantage of this very simple, low cost coverage. Did you know that statistically, only 23% of people that rent have renters insurance? Surprising, isn’t it? For $12 a month, you can get a renters insurance policy from just about any insurance company and it’s super important because there’s more that just your personal property that’s going to be covered by renters insurance, there’s going to be liability if you damage the property you’re living in, if you damage the property you’re occupying, the landlord—or the landlord’s insurance company—can come after you for the damage you’ve caused. It’s also covers your guests if they’re visiting. It also covers you if you have to be evacuated, let’s say you’re living in your place and there’s a fire or a disaster that occurs, and you have to be evacuated, the renters insurance is actually going to provide you money to take you to a hotel room and pay for you to stay there. Isn’t that amazing? For $12 a month! WHY doesn’t everybody have renters insurance? Can you believe it?”