Video Transcript:
“Alright today we’re going to talk about business insurance. Business insurance is a very interesting coverage because it can be kind of customized to your particular needs. No two businesses are the same, so if you just go on the internet or you go to some broker and you just buy a policy because it’s the cheapest thing you may not—or probably you’re not—getting all the different benefits and coverages you might need. The two things that I see that are mostly left off business insurance policies are business interruption coverage (which means your business has been shut down because there’s been a disaster), and the insurance policy doesn’t cover you for that because you didn’t have that endorsement. It’s a very inexpensive endorsement but if it’s left off, 90% of the time, it’s shocking to me as an agent when I look at other people’s policies I go “WHAT was this guy thinking leaving this important coverage off your policy?” So don’t take for granted that you’ve got all the things you need on your business policy because it’s a custom made policy, there’s no two the same, there’s no two businesses the same. So please don’t just put it in the drawer and forget about it, review it, dust it off bring it by, we’ll make sure everything you need is on it for your business insurance policy.”
